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Payment Gateway Integration Saudi Arabia

Payment Gateways Saudi Arabia

Take payments the Saudi way. Mada, STC Pay, Apple Pay and Tabby/Tamara — integrated into your website or app with ZATCA-compliant invoicing.

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Overview

Payments Saudis Trust

Mada is non-negotiable for Saudi ecommerce. The national payment scheme processes the majority of Saudi card transactions. A checkout without Mada looks foreign — and converts like it.

We integrate Saudi payment gateways — Mada, STC Pay, HyperPay, Tap, Moyasar — plus Tabby and Tamara BNPL into websites, apps and ecommerce stores.

Every integration includes ZATCA e-invoicing compliance, so your transactions meet Saudi tax authority requirements automatically.

What we build

Our Saudi Payment Services

Mada integration

Saudi Arabia's national payment scheme — essential for local trust.

STC Pay integration

The Kingdom's leading digital wallet.

Apple Pay & Google Pay

Mobile wallet checkout for Saudi smartphone users.

Tabby/Tamara BNPL

Buy-now-pay-later that lifts Saudi conversion 20-30%.

HyperPay / Tap / Moyasar

Regional gateway setup and optimisation.

Subscription billing

Recurring payments with Saudi gateways.

ZATCA e-invoicing

Compliant Fatoora invoicing on every transaction.

Checkout optimisation

Reducing abandonment with local UX patterns.

How we work

How Payment Integration Works

  1. Assess

    Your platform, products and customer payment preferences.

  2. Select

    The right gateway mix for your business.

  3. Integrate

    Technical integration and sandbox testing.

  4. Comply

    ZATCA e-invoicing wired in.

  5. Test

    Real-transaction testing before launch.

  6. Monitor

    Ongoing transaction health checks.

Saudi focus

Why Saudi Arabia Is Different

Checkout abandonment is a payment problem. Saudi shoppers abandon carts when their preferred method is missing. Mada + STC Pay + BNPL covers the vast majority of the market.

BNPL changes unit economics. Tabby and Tamara do not just add a payment option — they increase average order values. For fashion, electronics and beauty, they are transformative.

ZATCA ties payments to compliance. Every transaction needs a compliant e-invoice. We make this automatic, not a manual headache.

Related: ecommerce, web development, app development.

Questions

Frequently Asked

What is Mada?

Mada is Saudi Arabia's national payment scheme — the default debit network. Most Saudi bank cards are Mada-enabled and customers expect it at checkout.

Which payment gateway is best for Saudi Arabia?

HyperPay, Tap and Moyasar are popular; the right choice depends on your platform and volume. We recommend per project.

What are Tabby and Tamara?

Buy-now-pay-later services huge in Saudi Arabia — customers split purchases into interest-free instalments. They significantly lift conversion.

Is ZATCA e-invoicing required for online stores?

Yes — all Saudi businesses must issue ZATCA-compliant e-invoices. We build this into every integration.

Can you add STC Pay to our app?

Yes — STC Pay, Apple Pay, Google Pay and card payments via Mada.

How long does integration take?

Typically 1-3 weeks depending on platform and gateway complexity.

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Need Saudi
payments?

Tell us your platform — we will recommend and integrate the right gateways.

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